Lender Defense & Consulting

Davidson Fink’s national Lender Defense and Consulting Practice provides expansive litigation defense and legal consulting to businesses, companies and individuals throughout the consumer financial services industry. Specific areas of service to the consumer financial defense industry include: consumer and class action litigation; mortgage servicing and lender litigation; and administrative investigations, compliance and enforcement. Our firm represents:

  • Auto Finance Companies
  • Banks
  • Credit Unions
  • Collection Agencies
  • Collection Attorneys & Professionals
  • Credit and Mortgage Professionals
  • Credit Reporting Agencies
  • Debt Buyers
  • Debt Servicers
  • Insurance Companies
  • Lenders and Creditors
  • Mortgage Lenders, Servicers and Subservicers

Our Lender Defense Practice has a network of referral attorneys, which allows our attorneys to effectively manage individual and class action litigation in state and federal courts. We defend clients in all manners of lawsuits and actions, including those involving:

  • Consumer Financial Protection Bureau (CFPB) rules and regulations
  • Consumer fraud and unfair and deceptive practices claims
  • Credit Repair Organizations Act (CROA)
  • Electronic Fund Transfer Act (EFTA)
  • Equal Credit Opportunity Act (ECOA)
  • Fair and Accurate Credit Transactions Act (FACTA)
  • Fair Credit Reporting Act (FCRA)
  • Fair Debt Collection Practices Act (FDCPA)
  • Federal Trade Commission (FTC) rules and regulations
  • Gramm-Leach-Bliley Act
  • Home Ownership and Equity Protection Act (HOEPA)
  • Magnusson-Moss Warranty Act
  • Real Estate Settlement Procedures Act (RESPA)
  • State collection laws and rules
  • State foreclosure laws and rules
  • State interest and usury laws
  • Telephone Consumer Protection Act (TCPA)
  • Truth-in-Lending Act (TILA)

Our attorneys also handle mortgage foreclosure counterclaims, defense of consumer bankruptcy adversary claims, and investigation and enforcement proceedings brought by the Consumer Financial Protection Bureau, the Federal Trade Commission, state attorneys general, and other regulatory authorities.

To request additional information or to schedule a consultation, please contact one of our lender defense attorneys:
JAMES R. ADAM
GLENN M. FJERMEDAL
RICHARD N. FRANCO
LARRY T. POWELL
DAVID L. RASMUSSEN
HEATHER C.M. ROGERS
MALLORY K. SMITH